Residential

LENDING GUIDELINES

NON-OWNER OCCUPIED , SFR, CONDO,  2-4 UNITS

-650 MIN. CREDIT SCORE

-UP TO 75% LTV

-MAX LOAN AMOUNT $1-MIL.

-NO SEASONING CASH-OUT REFINANCING

-STATED INCOME AND ALT. DOC

-30YR TERMS

-3 YR , 5YR  OR 8YR. FIXED RATES

-RATES 6.49%-8.49%*

-NATIONWIDE

2ND CHANCE FINANCING

»Owner and Non-Owner Occupied

  »No minimum FICO

  »One day out of BK is ok!

 » One Day out of ForeClosure/Shortsale – OK!

  »Stated Income OK for Business Purpose loans

  »no add-ons for cash out, stated, low FICO, etc. !!!

Purchase and Refinance

No Min. Credit Score